VA Loan Center of Texas provides VA mortgage financing options for veterans and military personnel only in the state of Texas. The Department of Veteran's Affairs guarantees up to 25% ($104,250 maximum) of the mortgage loan amount, which allows qualified applicants to purchase a home with $0 down payment. Any active service member, reservist, or veteran who wants to purchase or refinance a home might be eligible for a VA loan.
Our VA Loan Specialists have several years of experience working with veterans and active service members. Our business model is very personal and customized to meet the veteran’s needs. One of our VA Loan Specialist will be assigned to a veteran, and they will be their main point of contact throughout the entire process. We are not a call center, so you will not be passed around from one person to another wondering where your loan is in the process. We can help obtain a veteran’s Certificate of Eligibility (COE), or an award letter for disability, and ordering the VA appraisal.
Our Goal is to keep it simple. The mortgage industry has changed dramatically in the last few years with tighter credit requirements and extra red tape. We have developed a work flow to keep the process moving nice and smooth while providing updates to all parties including realtors, builders, and sellers with email correspondence for every milestone that is reached. Our biggest attribute is a high level of communication and customer service. We typically close VA loans in 30 days or less as long as all parties to the transaction are communicating and working together.