VA Loan Center of Texas, a Division of Mortgage Express,
Powered by Mortgages USA, NMLS # 301114 – VA Approved Lender
VA Loan Center of Texas
VA Loan Center of Texas
VA Loan Center of Texas

Get Started Today!

Or call 877-503-9899
to speak to a VA Loan Specialist.

Chart

30 Year Fixed 3.30%
(3.406 APR*)

*This rate is for Texas Veteran’s receiving a VA disability rating of 30% or greater and is based upon a $200K loan amount, 100% LTV, 30 year mortgage loan with a monthly payment of $875.91, excluding Taxes and Insurance; Total Finance Charge $197,809.77. For Veteran’s not receiving VA Disability, we can offer 3.80% (3.909% APR) based upon a $200k loan amount, 100% LTV, 30 year mortgage loan with a monthly payment of $931.91, excluding Taxes and Insurance; Total Finance Charge $197,048.67. The Total Finance Charge can be dramatically reduced by paying off the mortgage early. The VA loan has no Pre-Payment Penalty.

Buying a Home in Texas

If you are an active service member or veteran you may be eligible for a VA home loan in the state of Texas. Buying a home is one of the most important decisions you will ever make, and the Department of Veteran Affairs (VA) has created a loan program exclusively for the brave men and women who have served in our military. As a VA approved lender, we specialize in helping veterans understand how the VA loan process works, and we make the home buying experience as easy as possible with exceptional communication and the highest level of customer service.

In 1944, the United States Congress passed the Servicemen’s Readjustment Act (also known as the GI Bill of Rights) to help our past and current heroes purchase a home with very unique advantages that other loan programs might not offer.

Benefits of a VA home loan:

  • 100% Financing - No Down Payment
  • All Closing Costs can be paid by the seller
  • Low 30 and 15 year fixed rate loans
  • Flexible credit requirements
  • No Private Mortgage Insurance (PMI)
  • First time homebuyers are eligible

Note: This is not a commitment to lend; credit and collateral subject to approval; programs, rates, terms and conditions are subject to change without notice

Our Mission is to protect and serve veterans, who are declared by Congress to be a “special class of citizen”, by providing dependable and reliable information concerning their VA benefits. VA Loan Center of Texas is dedicated to the heroes, past and present, who have earned the right to use these benefits to buy a home or refinance their current mortgage.